Healthy Cells – December 2022

Healthy Cells – December 2022

LET’S TALK ABOUT LONG-TERM CARE I’ve been a licensed financial advisor for nearly 20 years and conversations with clients about long-termcare are some of the most difficult with which I am faced. Nobody wants to talk about it. It’s scary andexpensive and completely...
Healthy Cells – September 2022

Healthy Cells – September 2022

THE SECURE ACT & ELIGIBLE DESIGNATED BENEFICIARIES   The SECURE Act (Setting Every Community Up for Retirement Enhancement) was one of the biggest blasts to retirement planning to come down the chute in many years when it was signed into law in 2019 and took...
No More Stretch IRA? Try This!

No More Stretch IRA? Try This!

Last month’s column was devoted to describing the consequences of late 2019’s SECURE (Setting Every Community Up for Retirement Enhancement) Act’s impact on the widely-used legacy-giving vehicle known as “Stretch IRAs”.  Prior to January 1, 2020, a Stretch IRA...