by Heid Huiskamp Collins | Jul 29, 2021 | Financial Planning, News
At the end of 2019, Congress abolished a time-tested wealth legacy strategy called the “Stretch IRA” with the passage of the SECURE (Setting Every Community Up for Retirement Enhancement) Act. The rationale was that they were closing a “loophole” used mostly by...
by Heid Huiskamp Collins | Jun 23, 2021 | Financial Planning, News
“Buy low, sell high.” It’s the most fundamental investment lesson that we’re all taught and one that most of us can recite by heart. But when it comes right down to it, how many of us actually subscribe to those words of wisdom? Warren Buffet, sometimes called the...
by Heid Huiskamp Collins | Jun 1, 2021 | Financial Planning, News
There’s an ongoing debate among retirees and pre-retirees: Is it really worth the money to pay someone as a financial advisor? Won’t I do better just buying low-cost index funds and doing it myself? I’ve been investing for 40 years and advising clients as a licensed...
by Heid Huiskamp Collins | Apr 4, 2021 | Financial Planning, News
It is with great trepidation that I sit down to write this month’s column; I can already hear the angry phone calls and see the slew of emails in my inbox. I care deeply about my clients, though, and about retirement savers everywhere, so I feel I need to brave an...
by Heid Huiskamp Collins | Mar 25, 2021 | News
We all dream about retirement: extravagant travel, spoiling grandkids, sipping wine while watching beautiful sunsets off the deck. For many, the cold, hard truth will be a little different, though. In 2020, the median retirement income for a U.S. couple with one...
