Our Financial Blog

At Huiskamp Collins Investments, LLC,
who you invest with really does matter!

Investing 101: The Investing Frenzy of 2021

“Buy low, sell high.” It’s the most fundamental investment lesson that we’re all taught and one that most of us can recite by heart. But when it comes right down to it, how many of us actually subscribe to those words of wisdom? Warren Buffet, sometimes called the...

Retirement 101: Let Me Be Your Captain

There’s an ongoing debate among retirees and pre-retirees: Is it really worth the money to pay someone as a financial advisor? Won’t I do better just buying low-cost index funds and doing it myself? I’ve been investing for 40 years and advising clients as a licensed...

Retirement 101: Sometimes, you have to put yourself first

It is with great trepidation that I sit down to write this month’s column; I can already hear the angry phone calls and see the slew of emails in my inbox. I care deeply about my clients, though, and about retirement savers everywhere, so I feel I need to brave an...

Retirement 101: Living the “High Life” on the “Cheap”

We all dream about retirement: extravagant travel, spoiling grandkids, sipping wine while watching beautiful sunsets off the deck. For many, the cold, hard truth will be a little different, though. In 2020, the median retirement income for a U.S. couple with one...

What the heck is an Annuity?

I get clients come in every week telling me, “I have an investment, but I don’t really know what it is. My advisor told me that it was a guarantee that I can’t outlive my money or something like a pension.” What they’re describing is an annuity, which is an insurance...

Investing 101 – Mutual Funds

Happy March! In January, I started a “down and dirty” educational series on the basics of investing. In January we examined stocks and spent some time on bonds in the February issue. This month we’re ready to fit the pieces into place and talk about mutual funds which...

Investing 101 – Bonds

If you happened to pick up a January 2020 edition of Healthy Cells, you’ll remember that I started a series on the basics of finance by addressing all you ever wanted to know about stocks. Again, if you have a business degree, this article is not for you. But if you...

Humble Reflections

I can’t NOT speak, but I hesitate to find the right words as anything I say threatens to highlight my white privilege. I feel such deep pain for my black and brown sisters and brothers, our community, and our country, and I feel some very real shame at how relatively...