by Heid Huiskamp Collins | Nov 10, 2023 | News
If you qualify, one of the best gifts the IRS gives consumers is the Health Savings Account or HSA for short. They’re what I’d call a “triple-whammy”: savers use pre-tax money to fund them (lowering your income tax bill in the year you made a contribution), they grow...
by Heid Huiskamp Collins | Sep 8, 2023 | Financial Planning, News
Mutual funds are “baskets” of assets that provide diversification for investors so that they don’t fall prey to “having all their eggs in one basket”. For instance, a mutual fund could hold shares of ten different pharmaceutical companies, eight different oil and gas...
by Heid Huiskamp Collins | Sep 8, 2023 | Financial Planning, News
It’s a niche in the market that is the “Wild, Wild West” all over again: who are all these people calling themselves financial advisors, what are their credentials and with what can they help me? There are hundreds and hundreds of individuals in the field of...
by Heid Huiskamp Collins | Jul 14, 2023 | News
You probably love your debit card. It’s convenient, accepted everywhere, helps keep your spending in check (you can’t spend more than is in your account), there are no annual fees and you can get cash back. What’s not to like? The majority of Americans agree with you....
by Heid Huiskamp Collins | Jul 14, 2023 | News
It’s THE big question. You might hate your job and yearn to retire, but feel overwhelmed by all the articles you see that tell you you’ll need $1 million or more to comfortably turn in your company keys. Unfortunately, most pre-retirees in the U.S. haven’t saved...
by Heid Huiskamp Collins | May 23, 2023 | News
Last month we discussed general principles around seniors taking social security benefits and why one should strive for putting off claiming as long as possible to maximize permanent benefits for both oneself and/or their married partner. This month we examine tactics...
