by Heid Huiskamp Collins | Mar 5, 2024 | Financial Planning
I know, I know. It’s January and all those holiday purchases that seemed so smart and so right for all of those on your gift list are now coming back to haunt you with the dreaded bills in the mail. You tell yourself every year that this time it will be...
by Heid Huiskamp Collins | Mar 5, 2024 | Financial Planning, Legacy Planning
There is a great deal of confusing information out there about the advisability of buying life insurance for a newborn or young child and I’m going to try to help dispel it here by giving you a full rundown of the pros and cons so you can make the best decision...
by Heid Huiskamp Collins | Sep 8, 2023 | Financial Planning, News
Mutual funds are “baskets” of assets that provide diversification for investors so that they don’t fall prey to “having all their eggs in one basket”. For instance, a mutual fund could hold shares of ten different pharmaceutical companies, eight different oil and gas...
by Heid Huiskamp Collins | Sep 8, 2023 | Financial Planning, News
It’s a niche in the market that is the “Wild, Wild West” all over again: who are all these people calling themselves financial advisors, what are their credentials and with what can they help me? There are hundreds and hundreds of individuals in the field of...
by Heid Huiskamp Collins | Jul 20, 2022 | Financial Planning
I’ve been opening IRA retirement accounts for clients for nearly 20 years and the estate planning and choice of beneficiaries is pretty rote: name your spouse as your Primary Beneficiary and your child or children as Contingent Beneficiary(ies). Nothing wrong...
by Heid Huiskamp Collins | Jul 20, 2022 | Financial Planning
I’ve been a licensed financial planner for about 20 years and it was pretty much a default that a married couple would name the other spouse as the primary beneficiary of their retirement money and then name their children as the contingent beneficiaries in the case...
