Who owns Huiskamp Collins Investments, LLC?

The firm is wholly-owned by Heidi Huiskamp Collins.  Heidi partners with a privately-held broker/dealer, J.W. Cole Financial, Inc., of Tampa, Florida.  All investment purchases and trades are made through this firm.  Representing a national network of independent advisors, J.W. Cole offers Heidi access to tools and products of larger firms, but the independence to personalize services that fit your needs and investment goals.

Why should I choose an independent advisor?

Heidi Huiskamp Collins is the sole owner of this firm and works with clients directly.  She invests the time to understand your personal situation; investment goals and offers solutions tailored to meet your needs.  The financial products that Heidi offers are not company-owned or proprietary.  She has no added financial interest in which product she may recommend for your individual situation, and she is required to work in your best interest.

Does Huiskamp Collins Investments have a “typical” customer?  Do they serve only women?

Heidi believes everyone, no matter the size of their accounts, deserves great financial advice.  She counts women and men of all stages in life, married couples and small business owners among her clients.  As a woman in the still male-dominated arena of finance, though, Heidi feels especially called to serve women and recognizes the different needs and goals of female investors who are, actuarially-speaking, likely to outlive their male spouses or partners.

Heidi is a mother, wife, “Grammy”, small business owner and friend.  She has been a divorcee and single mom.  Heidi understands YOUR challenges and fears, knows women and men think about money differently and will personalize your financial plan accordingly.

Does Heidi advise as a “fiduciary”?  What does that mean exactly?

Heidi advises all her clients in the capacity of a fiduciary.  That means she puts the interests of her customers first before her own.  You can sleep well knowing that Heidi is looking out for what’s best for you!

Will my account be protected?

J.W. Cole and its clearing partner, National Financial Services (NFS) – a Fidelity Investments company, are members of the Securities Investor Protection Corporation (SIPC).  SIPC covers up to $500,000.00 in securities, including a $250,000.00 limit for cash, per account held at a SIPC-member brokerage firm.  This protection applies if the brokerage firm faces financial troubles and fails.  SIPC does not cover investment losses or worthless stocks.

How am I charged for the services of Huiskamp Collins investments?

In most of her customized planning, Heidi charges a very market-competitive management fee for total Assets Under Management (AUM).  This is a percentage fee multiplied by the balance of assets in an account and is the total fee to manage a client’s money for an entire year.

Who owns Huiskamp Collins Insurance Solutions, LLC?

The firm is wholly-owned by Heidi Huiskamp Collins.  Heidi partners with KHI, a women-owned insurance company that focuses on Medicare, Under 65 Marketplace Health Insurance and group insurances.  They are headquartered in Fort Dodge, IA.  SmartChoice is a nationwide company that works with independent agents to quote home, auto, umbrella and commercial policies.  They also offer express market quotes for high-risk clients.  Our firm works with Simplicity, a nationwide company headquartered in New Jersey, for quotes on life and long-term care (LTC) insurance.

Who would I be working with at Huiskamp Collins Insurance Solutions?

Kara Wolf is our Insurance Specialist.  She attended DePauw University in Greencastle, Indiana and graduated with a B.A. in Communications.  Kara received her master’s degree in Gerontology (the study of aging and seniors) from the University of Missouri/St. Louis.  Prior to joining Huiskamp Collins, Kara worked in the senior living industry for 24 years in roles such as Director of Sales & Marketing and Executive Director.  She also previously worked for the National Council on Aging’s roll-out campaign when Medicare Part D (drug plans) was first announced.

How does Huiskamp Collins Insurance Solutions get paid?

We get paid by the insurance companies that we contract with when a policy is booked.  Kara acts as a fiduciary and works hard to find our clients the most comprehensive coverage at the very best price.

Which insurance company does Huiskamp Collins Insurance Solutions work with to quote insurance?

We contract with many companies, so you can be assured that we are receiving multiple quotes on your business in order to offer you the coverage best tailored to your needs at the best possible price.

Who would I be working with on Legacy Planning?

Heidi does our Legacy Planning work, assisted by her Chief Operating Officer, Riane Leib.  Plan on sipping a beverage and being at ease as Heidi guides you through the estate planning process in a stress-free meet-up where you will feel seen and heard and have all your questions answered.

What are the benefits of doing my legacy planning with Huiskamp Collins?

Legacy planning can be uncomfortable.  That’s why current studies say 55-60% of Americans have no estate planning documents.  Heidi and Riane make it painless.  We set you up for success by providing a pre-appointment checklist of things to think about and then gently guide you through a series of questions that only takes about an hour.  All of your estate planning documents are received back in a timely manner, and you come back to our office to sign your documents and have them witnessed and notarized.  Because we work with a national network of attorneys, we can assist with estate planning in every state except Mississippi.  You will find our rates very competitive as well.