FAQ — Financial Services

Who owns Huiskamp Collins Investments, LLC?

The firm is wholly-owned by Heidi Huiskamp Collins.  Heidi partners with a privately-held broker/dealer, J.W. Cole Financial, Inc., of Tampa, Florida.  All investment purchases and trades are made through this firm.  Representing a national network of independent advisors, J.W. Cole offers Heidi access to tools and products of larger firms, but the independence to personalize services that fit your needs and investment goals.

Why should I choose an independent advisor?

Heidi Huiskamp Collins is the sole owner of this firm and works with clients directly.  She invests the time to understand your personal situation; investment goals and offers solutions tailored to meet your needs.  The financial products that Heidi offers are not company-owned or proprietary.  She has no added financial interest in which product she may recommend for your individual situation, and she is required to work in your best interest.

Does Huiskamp Collins Investments have a “typical” customer?  Do they serve only women?

Heidi believes everyone, no matter the size of their accounts, deserves great financial advice.  She counts women and men of all stages in life, married couples and small business owners among her clients.  As a woman in the still male-dominated arena of finance, though, Heidi feels especially called to serve women and recognizes the different needs and goals of female investors who are, actuarially-speaking, likely to outlive their male spouses or partners.

Heidi is a mother, wife, “Grammy”, small business owner and friend.  She has been a divorcee and single mom.  Heidi understands YOUR challenges and fears, knows women and men think about money differently and will personalize your financial plan accordingly.

Does Heidi advise as a “fiduciary”?  What does that mean exactly?

Heidi advises all her clients in the capacity of a fiduciary.  That means she puts the interests of her customers first before her own.  You can sleep well knowing that Heidi is looking out for what’s best for you!

Will my account be protected?

J.W. Cole and its clearing partner, National Financial Services (NFS) – a Fidelity Investments company, are members of the Securities Investor Protection Corporation (SIPC).  SIPC covers up to $500,000.00 in securities, including a $250,000.00 limit for cash, per account held at a SIPC-member brokerage firm.  This protection applies if the brokerage firm faces financial troubles and fails.  SIPC does not cover investment losses or worthless stocks.

How am I charged for the services of Huiskamp Collins investments?

In most of her customized planning, Heidi charges a very market-competitive management fee for total Assets Under Management (AUM).  This is a percentage fee multiplied by the balance of assets in an account and is the total fee to manage a client’s money for an entire year.